Terms & Conditions

1. Introduction

These Terms & Conditions govern your access to and use of the Warofa'anaahu Islamic Relief Foundation website, digital platforms, member services, and related resources. By using our website or services, you agree to comply with these terms.

2. About WAIRFO

Warofa'anaahu Islamic Relief Foundation provides community-focused support services including savings programmes, empowerment initiatives, interest-free loan support, member protection, and other welfare activities designed to promote ethical finance and community development.

3. Use of Our Website

You agree to use this website only for lawful purposes. You must not misuse the website, attempt to gain unauthorized access, interfere with its operation, or use it in a way that may damage the foundation, its members, or the public.

4. Member Information

Members are responsible for providing accurate and up-to-date information when interacting with WAIRFO services. Incorrect or incomplete information may affect access to membership records, branch services, savings information, loan records, or other member benefits.

5. Digital Services and Mobile App

The Warofa'anaahu member mobile app is provided to help members access their records, savings, loan information, transaction history, notifications, and other supported services. App features may be updated, improved, restricted, or temporarily unavailable due to maintenance or operational requirements.

6. Financial Information

Information displayed on the website or mobile app is provided for member convenience and record access. Where there is any discrepancy, members should contact their branch or WAIRFO support for verification and official confirmation.

7. Third-Party Links

Our website may include links to third-party platforms such as Google Play, payment providers, or external services. WAIRFO is not responsible for the content, privacy practices, or operation of third-party websites.

8. Limitation of Liability

WAIRFO will make reasonable efforts to keep its digital services accurate and available. However, we do not guarantee uninterrupted access or error-free operation. WAIRFO shall not be liable for losses caused by service interruption, incorrect user-provided information, unauthorized access caused by user negligence, or events beyond our reasonable control.

9. Changes to These Terms

We may update these Terms & Conditions from time to time. Updated versions will be posted on this page, and continued use of our services means you accept the updated terms.

10. Contact

For questions about these Terms & Conditions, please contact WAIRFO through the official support channels provided on our website.